Author: Yev Pinchuk
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Understanding Vacancy Risks in North Idaho Property Insurance
As a North Idaho insurance agent, one of the most important conversations I’ve been having with clients lately involves the unoccupied home endorsement. With tighter economic conditions, many homeowners who rely on short-term rental properties—Airbnbs, vacation cabins, or seasonal homes—are finding that their houses are sitting empty a little longer than usual. While it may not seem like…
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Idaho Auto Insurance Rates Forecast: What to Expect in the end of 2025
Idaho drivers have enjoyed a period of relief in 2025, with auto insurance premiums dipping about 6% during the first half of the year. Unfortunately, that trend appears short-lived. A new forecast from industry analysts suggests that drivers across the state, including those in North Idaho, should expect rates to rise again—by roughly 3% in…
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Understanding Wildfire Insurance in Idaho
Wildfires have always been part of life in the Inland Northwest, but in recent years they’ve become an increasingly urgent concern for homeowners in North Idaho. The 2025 wildfire season has already shown how quickly fire danger can escalate, leaving many residents wondering how well their homes—and their insurance policies—are prepared. According to the Northwest…
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Starting 2025 Off Right!
Avoid Common Home Insurance Claim Denials with a Trusted Agent As we usher in 2025, many of us are making resolutions to protect what matters most—our health, finances, and homes. One area often overlooked in this planning is homeowners’ insurance. While it’s a critical safety net, many homeowners encounter unexpected claim denials due to avoidable…
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Moving from California to Idaho?
Here’s What to Know About Insurance in North Idaho Relocating from California to Idaho offers a refreshing change with its breathtaking natural beauty, outdoor adventures, and quieter pace of life. However, moving states also means reassessing your insurance coverage to fit Idaho’s unique risks and requirements. Whether you’re buying a home, driving on snowy roads,…
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Why You Need a Good Insurance Agent in North Idaho
If you’re in North Idaho and shopping for insurance, having a trusted insurance agent is critical. Whether you need home insurance, auto insurance, life insurance, or commercial insurance, a knowledgeable agent can help you navigate the complexities of policies and ensure you have the right protection. Here’s why partnering with a good insurance agent is…
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Are You Covered Enough?
Insurance is your financial safety net, offering protection when life throws the unexpected your way. Whether it’s home insurance or auto insurance, understanding key aspects like coverage amounts and perils covered ensures you’re properly safeguarded against potential risks. When I talk to prospective clients about their current insurance, many quickly mention their policy limits but…
