Why Homeowners Insurance Rates Are Rising in North Idaho
If you’ve noticed your homeowners insurance getting more expensive—or worse, receiving a non-renewal notice—you’re not alone. Across North Idaho, more homeowners are running into coverage issues than ever before. Even people with clean claims histories and well-maintained homes are being surprised by higher premiums, stricter underwriting, or carriers pulling out altogether. So what’s going on?…
New brokerage. Better Coverage. Same Big Boy!
I’ve Joined Avalanche Insurance—And What That Means for You I’m excited to share that I’ve joined the team at Avalanche Insurance, a family-owned insurance brokerage with deep roots in our community. For more than 30 years, Avalanche Insurance has been helping families and businesses across Idaho and neighboring states protect what matters most—through honest advice,…
Choosing the Right Insurance: Brokers vs. Captive Agents in Idaho
When it comes to protecting your home, car, or business in North Idaho, choosing the right insurance partner is just as important as choosing the right coverage. Many people don’t realize that there are two very different types of insurance professionals they may work with: insurance brokers and captive agents. Understanding the difference can help you make a smarter…

